Question14. Barb and John Cooper's family had the following co-payments: 9 in-network physicians visits, 10 out-of-network physicians, 2 specialist visits in-network, 10 out-of-network specialists, 15 out-of-network physical therapy visits at $\$ 110$ each, and 1 emergency room visits plus an ambulance fee of $\$ 200$. Since they prefer brand drugs, they had pharmacy charges for 15 brand-name drugs. After the insurance company payment, there was a hospital balance of $\$ 9,260$ (which includes the family deductible of $\$ 4,500$ ). What was the total amount the family paid for health care, excluding their monthly insurance premium cost? a. $\$ 15,945.00$ b. $\$ 11,445.00$ c. $\$ 9,445.00$ d. $\$ 9,145.00$
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16. Using all of the medical services defined in question 14, how much would Barb and John Cooper have saved if they had used all in-network physicians, specials, and therapists instead of using out-of-network physicians, specialists, and therapists? a. $\$ 365.00$ b. $\$ 300.00$ c. $\$ 200.00$ $\$ 150.00$